Holiday Home Insurance
What do insurers class as a holiday home or second home?
- Is used by the owner and family/friends for recreational use for holidays or short holiday breaks
- Is let out for financial reward providing the property is let for recreational holidays or short breaks, no single let can exceed 6 weeks
- Is let for recreational holidays or short breaks, no single let can exceed 6 weeks
Why do you require a specialised Holiday Home insurance policy
As an owner of a holiday home or second home, you need to consider many aspects of an insurance policy. A standard household insurance policy will have many restrictions and limitations such as the holiday home having to it occupied every week, no extension to allow the home to be let for holiday use, limited or no accidental damage extensions, restrictions on liability cover, and in truth there will be many more!
European Holiday Home Insurance
What do insurers class as a overseas holiday home or second home
Our insurers class a home to be an overseas holiday/second home if it:
- Is used by the owner and family/friends for recreational use for holidays or short breaks
- Is let out for financial reward providing the property is let for recreational holidays or short breaks, no single let can exceed 6 weeks
Why Insure in the UK for an overseas holiday home?
As an owner of an overseas holiday home or second home, you need to consider many issues such as, regulations, legal matters and possibly the biggest issue – the language barrier. “Insurance for holiday homes” has a holiday home insurance policy, with a comprehensive level of cover that is designed to deal with the complex process of making a claim, should a disaster strike.